Established in 1899, Groupe Renault is a French Automobile Manufacturer with a presence in over 128 countries. While the company has a wide range of car models, currently, it sells four models in India – Kwid, Duster, Kiger, and Triber. If you are planning to buy a Renault vehicle, then it makes sense to buy a car insurance policy that is designed for Renault cars.
Most insurers offer Renault Kwid Insurance or Renault Duster Insurance plans that are designed to cater to the specific needs of Renault cars. In this article, we will offer a guide to help you purchase a Renault Car Insurance policy online.
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What is Renault Car Insurance?
Renault Car Insurance is a car insurance policy designed for Renault cars. Compared to various manufacturers, Renault is known to offer highly cost-efficient and feature-rich cars. Hence, it is prudent to purchase a car insurance policy designed for the brand.
Insurance companies understand this need and offer car insurance plans based on specific brands of cars. Kwid is one of the most popular cars by Renault. It has a 999-cc engine and offers a mileage of around 17 km per litre. Many insurance providers offer Renault Kwid Insurance and also Renault Kwid car insurance renewal to help car owners manage the costs of repair of the Kwid in the event of an unfortunate accident or mishap.
Traditionally, people purchased car insurance policies by visiting the office of the insurer or an insurance agent. However, with the increase in digitisation, people are increasingly turning online to purchase and renew car insurance policies.
Here are some steps to help you buy a Renault Car Insurance in India.
How to Purchase a Renault Car Insurance Policy online?
Here are some steps to help you buy a Renault Car Insurance Policy online.
1. Choose the type of insurance you need
In India, it is mandatory for all car owners to have a car insurance policy. While the Motor Vehicles Act of 1988 mandates car owners to have a minimum of third-party liability cover, many car owners opt for a comprehensive plan to ensure protection for their vehicles as well as third-party damage. Make sure that you decide the type of insurance you want for your Renault car before you start looking.
2. Compare providers and plans
Most insurers offer online policies. Therefore, it is easy to compare them to find the best plan for your car. Make sure that you research the market and compare car insurance providers and plans before making a decision.
3. Visit the website of the insurance company
To purchase a four-wheeler insurance policy online for your Renault car, you can either visit the website of the insurer or download the mobile app (if available). Most insurers allow car owners to complete the entire process of purchasing an online car insurance policy without having to visit the branch/office.
4. Read the fine print
Many policyholders do not read the fine print and face problems while filing claims. Hence, before you buy car insurance, make sure that you are aware of the inclusions and exclusions. Also, read the policy wordings carefully to ensure that you understand the scope and extent of the coverage.
5. Choose add-ons
If you are opting for a comprehensive car insurance policy, then based on the Renault car you own, make sure you choose add-on covers to customise the policy. If you plan to go on long drives, then you might want to select a Roadside Assistance add-on or Tyre-protect cover. However, remember that add-ons increase the premium of the policy. Hence, choose wisely.
6. Fill out the application form
The website or mobile app will have an application form to help you purchase a car insurance policy online. You will be required to provide details about yourself and the car. Make sure that you provide the correct details to avoid problems at the time of filing a claim.
7. Make payment
When you submit the application form and accept the sum insured offered by the insurer, you will be required to pay the premium amount. You can make the payment via net banking, debit card, or credit card. Some insurers also offer UPI transfers. As soon as you pay the premium, you will receive an acknowledgement of the same, and the policy will be in force.
Renault offers a range of cars to suit the requirements of Indians. If you are the proud owner of a Renault four-wheeler, then make sure that you protect your prized possession by purchasing an insurance policy that offers optimum coverage. Look for insurers that offer a Renault insurance policy and compare features to buy the perfect insurance plan for your car. Good Luck!